Accurate, up-to-date CPF contribution calculations for Singapore employees (citizen, PR) — breakdown by account, annual projection, and interest estimates
From monthly deductions to 10-year projections — all in one place.
Real-time results as you type. Change salary or age and see contributions update live with no page reloads.
See exactly how your CPF is split across Ordinary, Special, MediSave, and Retirement accounts with visual bars.
Switch between monthly, annual, 5-year, and 10-year projections to plan ahead with confidence.
Estimated yearly interest earned on OA (2.5%), SA (4%), MA (4%), and RA (4%) accounts shown automatically.
Automatic warning when your salary exceeds the Ordinary Wage ceiling of $6,800/month or annual $102,000 cap.
Key 2026 thresholds — BRS, FRS, ERS, and MediSave limit — all on one screen for quick reference.
No sign-up, no data stored. Just fast, accurate calculations.
Type your monthly gross salary. Add any annual bonus or AWS to include it in the annual projection.
Use the slider to set your age. The correct CPF contribution bracket and allocation rates are applied automatically.
Instantly see your take-home pay, employer top-up, per-account allocation, and projected annual CPF savings.
Rates vary by age. The table below shows total contribution rates for employees and employers.
| Age Group | Employee | Employer | Total |
|---|---|---|---|
| 55 & below | 20% | 17% | 37% |
| Above 55 to 60 | 15% | 15% | 30% |
| Above 60 to 65 | 8.5% | 12.5% | 21% |
| Above 65 to 70 | 6% | 10% | 16% |
| Above 70 | 6% | 8.5% | 14.5% |