How this site handles (or rather, doesn't handle) your data
Last updated: May 2026
This website is independently operated and is not affiliated with, endorsed by, or connected to the Central Provident Fund Board (CPF Board) or any Singapore government agency. All calculations are based on publicly available CPF rates and guidelines.
This website is a static, client-side tool. All calculations are performed entirely within your web browser using JavaScript. No data you enter — including salary, age, bonus, or residency status — is ever sent to any server, stored in a database, or shared with any third party.
We do not collect:
First-party cookies: This website sets no cookies of its own — not session cookies, not persistent cookies, not functional cookies.
Third-party cookies (Google AdSense): This site displays advertisements served by Google AdSense. Google and its advertising partners may use cookies and similar technologies to serve personalised ads based on your browsing history across websites. These cookies are set by Google, not by this site.
You can opt out of personalised advertising at any time by visiting Google Ads Settings or by installing the Google Analytics Opt-out Browser Add-on. You can also manage cookie preferences through your browser settings.
This website does not use any analytics services (such as Google Analytics or Plausible). We do not track your behaviour, session duration, or page views ourselves.
Google AdSense, used to serve advertisements on this site, may independently collect aggregated usage signals for the purpose of ad delivery and fraud prevention. This is governed by Google's Privacy Policy.
If you submit a message via the Contact page, the information you enter (name, email, topic, message) may be transmitted for the purpose of responding to your enquiry. This data is used solely to reply to your message and is not stored in any database or shared with third parties.
Use of the contact form is entirely optional and voluntary.
This site contains links to external websites, including the official CPF Board website. These third-party sites are governed by their own privacy policies. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.
This website is served as static files. Standard server access logs may be maintained by the hosting infrastructure (e.g. web server request logs). These logs typically include IP address, browser type, and pages accessed, and are retained for a limited period for security and operational purposes only. These logs are not used for marketing or profiling.
If this privacy policy changes materially, the "Last updated" date at the top of this page will be updated. We will not notify users individually of changes, as no contact details are stored.
If you have questions about this privacy policy, you can reach us via the Contact page.