Singapore CPF Calculator

Your Details

PR graduated rates apply for the 1st and 2nd year of PR status. From the 3rd year, full citizen rates apply.
$
⚠️ Salary above the OW ceiling — CPF calculated on the first only. The excess is not subject to CPF.
35 years old
163545556575
Contribution Rates Applied
Employee Rate — —
Employer Rate — —
Total CPF — —

Monthly Breakdown

Total CPF
—
employee + employer
Take-Home Pay
—
salary − your CPF
Employer Tops Up
—
on top of your salary
Your Contribution
—
deducted from salary
CPF Account Allocation
2026 CPF Contribution Rates by Age
CPF Contribution Rates by Age, from 1 January 2026
Age Group Employee Employer Total
55 & below 20% 17% 37%
Above 55 to 60 18% 16% 34%
Above 60 to 65 12.5% 12.5% 25%
Above 65 to 70 7.5% 9% 16.5%
Above 70 5% 7.5% 12.5%